Hail & Storm Damage
Free inspections and help with your insurance claim.
Hail and wind damage roofs across Kansas and Missouri every year. We inspect the roof, document the damage with photos, and help you through the insurance claim.
After a storm
Have the roof inspected before you file a claim.
Hail damage is hard to see from the ground. Hail can bruise shingles, knock off the protective granules, and crack the mat underneath. The roof may look fine for months and then start to leak.
A free inspection tells you what happened to your roof. We photograph the damage on every slope, check the gutters, vents, and flashing, and show you the photos. Then you decide whether to call your insurance company.
If you file a claim, we help you through it. We can meet your adjuster at your home and show them the damage. You and your insurance company make the decisions on the claim. Our job is to document the damage accurately and install the roof that was approved.
Hail is most common in eastern Kansas and western Missouri from April through June, but damaging storms can hit from March into the fall.
Storm chasers
How to spot a storm chaser.
After a big storm, out-of-town crews knock on doors across Kansas. Some do fine work. Many are gone before the first leak. Here is what to watch for.
Warning signs
- Out-of-state plates and no local address
- Pressure to sign a contract on the first visit
- Offers to pay or waive your deductible
- No Kansas roofing registration number
- A large payment before any work starts
What FreeState offers
- An office in Lawrence since 2000
- A free inspection with no pressure to sign
- Kansas Registration No. 19-004089, registered in Missouri too
- In-house crews, not whoever is available that week
- Written warranties, explained before you sign
What to look for
Signs of hail and wind damage.
- Dents in gutters, vents, and downspouts
Soft metal shows hail hits clearly. If your gutters are dented, check the roof.
- Bruised or cracked shingles
Hail leaves dark spots where granules are knocked loose. You usually need to be on the roof to see them.
- Missing or creased shingles
Wind lifts shingles and creases them, even when they do not blow off.
- Granules at the downspouts
A pile of granules after a storm is a sign the shingles took a hit.
- Dented siding, screens, or window trim
Damage at ground level often means damage on the roof too.
The claim process
How we help with your claim.
Free storm inspection
We check every slope, the gutters, vents, and flashing, and we photograph the damage.
You decide on a claim
We show you the photos and explain what we found. If we do not find storm damage, we tell you.
Your adjuster visits
We can meet your adjuster at your home and point out the damage we documented.
You review the approved work
We go over the insurance company's list of approved work with you, so you know what is covered.
We install the new roof
Our in-house crew installs the roof that was approved and cleans up the yard.
Final paperwork
We provide the invoices and photos your insurance company asks for to close the claim.
Proof
What customers tell us.
“Sam took the time to explain things very clearly, and he was always available to answer any questions. The cost for the new roof was quite reasonable, and the crew did an excellent job with the install.”
Illustrative images. We are adding photos from our own jobs.
Questions
Common questions.
Does homeowners insurance cover hail damage?
Many homeowners policies cover sudden storm damage like hail and wind, but coverage depends on your policy and your deductible. Read your policy or call your agent. We can show you the damage so you know what to ask about.
How long do I have to file a hail claim?
It depends on your policy. Many policies set a deadline, so do not wait months after a storm. A free inspection soon after the storm gives you the facts early.
Should I call my insurance company or a roofer first?
Many homeowners start with a free roof inspection so they know whether there is real damage before filing. Either order works. We can meet your adjuster once the claim is filed.
Will you negotiate my claim for me?
No. The claim is between you and your insurance company. We document the damage with photos, meet your adjuster to show what we found, and make sure the work we do matches what was approved.
Can you pay my deductible?
No. Your deductible is part of your insurance policy, and you are responsible for it. Be careful with any contractor who offers to cover it.
What if my claim is denied?
Then you decide what to do next. Some homeowners repair the damage and some replace the roof out of pocket. We give you written prices for both so you can choose.
More from FreeState
Other roofing services.
Where we work
Roofing in your city.
We serve about 100 miles around our Lawrence office. Pick your city for local neighborhoods, roof notes, and answers.
- Lawrence, KSHome base
- Lenexa, KSAbout 30 min
- Shawnee, KSAbout 30 min
- Overland Park, KSAbout 35 min
- Topeka, KSAbout 30 min
- Kansas City, KSAbout 35 min
- Kansas City, MOAbout 40 min
- Olathe, KSAbout 30 min
- Gardner, KSAbout 30 min
- Tonganoxie, KSAbout 25 min
- Basehor, KSAbout 30 min
- Baldwin City, KSAbout 20 min
- Manhattan, KSAbout 1 hr 20 min
Get a free, honest estimate.
Call us or send the form. We will set up a time to look at your roof, show you the photos, and give you a written price.